Archive | Budgeting/Planning

Getting Started With a Budget
Using a budget is one of the smartest money management moves you could make. For guidance on using a paper & pencil system, read the Budget Quick Start Guide and make use of the Cash Flow Plan, Cash Flow Tracker, and Recommended Spending Guidelines, all found in the Resources section. For help using the online tool Mint.com, watch my tutorials here, here, and here. And for help with the Envelope system, read this article.

Remember, “The plans of the diligent lead to profit as surely as haste leads to poverty.” – Proverbs 21:5

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Profitable Ideas: Making Good Money Habits Last, Career Lessons From ‘Hidden Figures,’ and More

A weekly roundup of some of the more interesting and helpful personal finance articles I’ve read recently. 5 mental tricks to make a good money habit really last (Forbes). How to set yourself up for success. Working ‘til you die is a lousy financial plan (Time). As I like to say, plan vocationally, emotionally, and […]

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A Simple Step Toward a Solid Financial Future

An endless number of studies have documented people’s general lack of financial preparedness for their later years. As just one example, the Employee Benefit Research Institute (EBRI) says that among workers age 55 and older, 54% have less than $100,000 saved for retirement. No amount of finger-wagging lectures seems to move the savings needle. The […]

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To Go Big, Think Small

Goal setting is all the rage this time of year. Unfortunately, so is bashing the practice. Some have become tired of the whole New Year’s resolutions routine. It seems trite to them, unproductive. It’s cool to be anti-goal. I’m okay with being uncool. I love the start of a New Year. It always feels like […]

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Profitable Ideas: A ‘Simple’ Way to Save $30,000, Building Your Social Net Worth, and More

A weekly roundup of some of the more interesting and helpful personal finance articles I’ve read recently. The simple thing that helped me save $30,000 (CNN Money). Ah, that lowly, much-maligned yet wonderfully powerful tool called a budget. The 50% rule: why frugality is freedom (Better Humans). I’ve never been crazy about the term “frugal,” […]

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Profitable Ideas: Raising Financially Savvy Kids, 12 Ways to Earn Extra Cash, and More

A weekly roundup of some of the more interesting and helpful personal finance articles I’ve read recently. Parents pass (bad) money habits to kids (Squared Away). Whether we teach our kids about money—and how—has a lasting impact. Why is it so hard to stick to a budget? (US News). Like any new habit, it can […]

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Profitable Ideas: Putting Your Money Where Your Values Are, How Amazon Primes You to Overspend, and More

A weekly roundup of some of the more interesting and helpful personal finance articles I’ve read recently. An essential budget query: Is this spending aligned with my values? (NY Times). How a little awareness can help you get more for your money. This is what happens when you get rid of 75% of your stuff […]

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Profitable Ideas: A Debt-Free Degree, Common Money Mistakes, and More

A weekly roundup of some of the more interesting and helpful personal finance articles I’ve read recently. How to graduate from college debt-free (and regret-free) (Time). Practical advice from one who did just that. 7 401(k) rules you should know by heart (USA TODAY). Good guidance for getting the most from your workplace retirement plan. […]

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How to Mess Up Your Marriage

Have you ever felt like a stranger living in a strange land? Like somehow you’ve woken up in a place where you don’t speak the language?  I felt that way while watching a morning news segment about financial infidelity. The host mentioned the results of a national survey in which: 71% of married Americans acknowledged […]

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