Credit Report/Score


RoundUp

Money Roundup: Mastering the Art of Negotiation, Important Financial Goals That Are Easy to Accomplish, and More

Friday, January 27th, 2012

Here’s what I found in my latest journey through the personal finance cyberspace – 10 articles that will help you win with money. Open Low Minimum Roth IRAs for Kids (Kiplinger’s).  Kids who contribute to a Roth IRA will head into adulthood with a great financial advantage.  Here are three companies with kid-friendly requirements. How ... [Read more]


Carnival of Personal Finance

Carnival of Personal Finance – Words of Wisdom Edition

Monday, January 23rd, 2012

It’s my pleasure to host this week’s 345th edition of the Carnival of Personal Finance. If you’re not familiar with a blog carnival, it’s a showcase of some of the best writing from throughout the blogosphere, with bloggers submitting one of their best recent posts.  This particular carnival, which features rotating hosts, has been in ... [Read more]


RoundUp

Money Roundup: Feeding Your Family for $100 Per Week, What Your Kids Should Know About Money By What Age, and More

Friday, January 13th, 2012

I’ve been at it again – scouring the web for the best in personal finance.  Here are 10 of the most helpful articles I found over the past week. Keeping Your Online Accounts Safe (CNNMoney).  Sure, it takes some extra work to follow these guidelines, but it’s wise to stay vigilant about online security. Money ... [Read more]


RoundUp

Money Roundup: Good Credit Scores Come to Those Who Wait, Unusual Ways to Raise Successful Kids, and More

Friday, January 6th, 2012

There’s a ton of personal finance info out there.  Every week, I sift through it all (well, a lot of it), and every Friday I highlight 10 of the best articles I’ve found. Patient People Have Higher Credit Scores (US News).  Just one more of the many benefits of delayed gratification. Five Tips for Raising ... [Read more]


RoundUp

Money Roundup: 5 Decisions That Greatly Impact Your Financial Success, How to Raise Generous Kids, and More

Friday, September 9th, 2011

Here are my picks for this week’s best personal finance stories from around the web – five from traditional sites and five from bloggers. 5 Ways to Get Rich, Or Poor (via MSN).  A great research-based look at five choices that make the biggest difference in our financial success. Education Impacts Work-Life Earnings 5 Times ... [Read more]


RoundUp

Money Roundup: How to Land a Job Interview, Never Miss a Bill Payment, and More

Friday, August 26th, 2011

Looking for some personal finance news you can use?  You’ve come to the right place – five of the best recent articles from mainstream sites, and five from personal finance bloggers. Many Prescription Drugs Are Getting Cheaper Soon (via Main Street).  Good advice on getting the best prices for your meds – especially helpful for ... [Read more]


House on suburban street with 'For Sale' sign in foreground

Applying for a Mortgage? Check Your Credit Score First

Monday, June 13th, 2011

Your credit score plays an important role in determining whether you will qualify for a mortgage and, if so, at what interest rate. On a $200,000 mortgage, for example, someone with a good score (760 or higher) will pay nearly $200 less per month than a person with a bad score (639 or lower).  You ... [Read more]


How to Talk About Money Before Marriage

Friday, February 4th, 2011

When you’re getting to know the person you’re thinking about marrying, there’s so much to learn.  Some of it comes about through questions as you ask each other about past experiences and future goals.  Some of it also comes about through observation.  Does he respect his parents?  Is she usually on time? But it isn’t ... [Read more]


Do You Need Credit Monitoring?

Tuesday, June 8th, 2010

Everywhere you look, it seems, some company is offering to monitor your credit report – for a fee.  Do you need the protection?  A recent CNNMoney.com story said most people do not.  The article noted that using a credit-monitoring service won’t prevent anyone from opening credit in your name.  The only way to do that ... [Read more]


Should You Cancel An Unused Credit Card?

Tuesday, March 9th, 2010

A common question I get in workshops is, “Will it hurt my credit score if I close one of my credit card accounts?”  The answer is “maybe.”  But the reasons why or why not may surprise you. It is commonly thought that, especially when it comes to a card you’ve had for a long time, ... [Read more]