Mortgages


RoundUp

Money Roundup: Where NOT To Use a Debit Card, Free Ways to Make Your Child’s Life Better, and More

Friday, December 30th, 2011

Every week I scour the web, looking for the most useful and interesting money-related articles.  Here are 10 that are worth reading. How to Land a New Job in 2012 (US News).  There are some great nuggets here, including one that a lot of job seekers don’t pay enough attention to: preparing great questions to ... [Read more]


RoundUp

Friday Roundup: Lessons from the Last Recession, Bills NOT to Automate, and More

Friday, August 19th, 2011

Every week, I read lots of personal finance stories so you don’t have to!  Here are ten of the best, with five from traditional sites and five from blogs. Retirement Savers Who Didn’t Blink Saw Big Gains (via MarketWatch).  I know it’s scary to stay the course when the markets go crazy, but here’s a ... [Read more]


Screen shot 2011-07-20 at 8.21.07 AM

How to Get the Right Mortgage at the Right Price

Wednesday, July 20th, 2011

A home is typically a person’s largest expense, which is why it’s so important to choose well when buying a house.  And there’s a lot more to it than choosing what type of countertops to get.  From a financial standpoint, it means buying a home you can truly afford and getting the right mortgage at ... [Read more]


House on suburban street with 'For Sale' sign in foreground

Applying for a Mortgage? Check Your Credit Score First

Monday, June 13th, 2011

Your credit score plays an important role in determining whether you will qualify for a mortgage and, if so, at what interest rate. On a $200,000 mortgage, for example, someone with a good score (760 or higher) will pay nearly $200 less per month than a person with a bad score (639 or lower).  You ... [Read more]


Home For Sale Sign in Front of Beautiful New Home

How Much Should I Spend on a House?

Wednesday, March 23rd, 2011

Housing is most people’s biggest expense.  That’s why, of all of the expenses we each have, it’s essential to get our housing costs right.  It’s one of the most important keys to being able to be generous, save and invest adequately, and live with financial margin and peace of mind. How Much of a Down ... [Read more]


Money and Marriage: Living With Financial Freedom

Monday, October 4th, 2010

For many couples, money is a tough topic.  That’s why, for the past couple of months, I’ve been using the first post of the month to focus on ideas for making money work in marriage.  It’s also why I created a financial workshop to help engaged and newly married couples get their relationship started in ... [Read more]


Five New Financial Normals

Monday, August 23rd, 2010

Writing about the “new normals” brought on by the Great Recession has become, well, a new normal for many media outlets.  Adding to the conversation, Fortune magazine has come up with five new normals that it believes really will stick.  Here they are, along with my thoughts. 1. Long-term unemployment.  For those who have jobs, ... [Read more]


Help for Home Buyers

Wednesday, June 23rd, 2010

If you’re in the market to buy a house, there are two resources I came across recently that I recommend.  First, the book Mind Your Own Mortgage has a lot of helpful advice, especially author Robert Bernabé’s recommended process for finding the lowest-cost mortgage.  By that, he isn’t talking about interest rates or monthly payments.  ... [Read more]


Does Your Home Own You?

Friday, April 16th, 2010

Garrison Keillor once joked that when people are young they often dream about being painters or poets, but the single biggest destroyer of all such romantic career notions is a 30-year mortgage.  Get one of those, he said, and you’ll chain yourself to an eight-by-eight cubicle for the next 30 years as you labor to ... [Read more]