Resources


Temperaments

Understanding your temperament (and that of your spouse if you’re married) will give you powerful new insights into why you do what you do with money and how you can do the whole money thing better.  This chapter from my upcoming book on Money & Marriage will help you identify your temperament and learn how to maximize your natural money management strengths while minimizing your natural money management weaknesses.

Getting Started With a Budget

A budget is one of the most powerful tools for successful money management. To get started, download the following forms. They’re free!

Gift List

It’s more enjoyable to give gifts when doing so doesn’t leave us in debt. This simple form will help you set a gift budget for the year. Take one-twelfth of the total, put it in savings each month, and you’ll be able to buy gifts without going into debt.

Net Worth Statements